A revolving credit line built on your terms
Kittur Loop Credit Line gives eligible Indian residents a reusable credit limit from ₹1,000 to ₹50,000. Draw what you need, pay only for what you use, and your limit refreshes automatically as you repay.
Everything a modern credit line should offer
Built specifically for Indian users — flexible, transparent, and entirely digital from start to finish.
Revolving Credit Line
Access a flexible credit limit up to ₹50,000. Draw funds anytime, repay, and reuse the same limit as it refreshes automatically.
Transparent Fee Structure
A daily rate of up to 0.05% applies only to the amount you use. No hidden charges, and no fee at all on unused credit.
Fully Digital Review
Complete onboarding, KYC verification, and eligibility review entirely from your phone. No branch visits, no paperwork.
Pay Only for Usage
Interest and service fees apply strictly to the amount actively drawn. An idle limit costs you absolutely nothing.
How Kittur Loop works
From application to flexible credit access — a simple four-step journey.
- 01
Apply & Verify
Register with your mobile number, complete KYC with a government-issued ID, and pass digital eligibility review in minutes.
- 02
Get Your Credit Line
Receive a revolving credit limit between ₹1,000 and ₹50,000, assigned based on your profile and eligibility outcome.
- 03
Draw Funds Anytime
Choose any amount within your available limit. Every applicable cost is shown clearly before you confirm a draw.
- 04
Repay & Reuse
Repay within the usage period and your limit refreshes automatically — borrow again without reapplying.
Know your costs before you borrow
Every charge is displayed clearly before you confirm usage. Fees apply only to the amount you draw, for the exact number of days you use it.
- Credit range
- ₹1,000 – ₹50,000
- Daily usage rate
- Up to 0.05% per day
- Maximum APR
- Up to 18.25%
- Service fee
- Up to 1% of used amount
- Charge on unused credit
- Zero
Charge illustration — for explanation only, actual amounts may vary
Who can use Kittur Loop?
We serve eligible adult Indian residents who meet our straightforward verification requirements.
18+ Years Old
Must be a major under the Indian Contract Act, 1872.
Indian Resident
Credit applications must originate from within Indian territory.
Valid Government ID
Hold a valid government-issued identification document for KYC.
Pass Verification
Complete the required digital verification and account review.
Ready to access your credit line?
Join eligible users across India who choose Kittur Loop for flexible, transparent revolving credit — fully digital and built around your repayment rhythm.
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